Terms of use

1.  Who we are

This website at apricotcapital.ae is operated by Apricot Capital (DIFC) Limited, a company incorporated in the Dubai International Financial Centre and authorised and regulated by the Dubai Financial Services Authority under reference number F010121.

2.  Your agreement to these Terms

By accessing or using this website you agree to these Terms of Use. If you do not agree to them, please do not use the website.

We may amend these Terms at any time by posting an updated version on this page. The date at the top shows when they were last changed. Your continued use of the website after an amendment means you accept the amended Terms.

3.  Who this website is intended for

The information on this website is directed only at Professional Clients and Market Counterparties as those terms are defined in the COB Module of the DFSA Rules. It is not directed at Retail Clients, and no Retail Client should act or rely on it.

This website is not directed at any person in any jurisdiction where its publication or availability would be contrary to local law or regulation or would subject us to any registration or licensing requirement in that jurisdiction. If you access this website from outside the DIFC, you are responsible for complying with the laws that apply to you.

4.  Nothing here is advice or an offer

The content of this website is provided for general information only. It does not constitute investment advice, a personal recommendation, an offer to buy or sell any financial product, or an invitation or inducement to engage in any investment activity.

Nothing on this website takes account of your particular investment objectives, financial situation or needs. Before making any investment decision you should obtain advice appropriate to your circumstances. If you would like advice from us, that is a service we provide under a separate written agreement, and it begins with a client classification and a suitability assessment — not with a web page.

5.  Accuracy of information

We take reasonable care to ensure the information on this website is accurate when published. We do not warrant that it is complete, current or free from error, and we are under no obligation to update it. Market data, rates and other figures are indicative only and may be delayed.

Any description of our services on this website is a summary. The terms that actually govern a service are those in your client agreement, and where the two differ, the client agreement prevails.

6.  Availability of the website

We aim to keep the website available, but we do not guarantee uninterrupted access. We may suspend, withdraw or restrict all or part of it at any time, including for maintenance, without notice.

7.  Intellectual property

All content on this website — including text, graphics, logos, images, layout and software — is owned by us or licensed to us and is protected by intellectual property laws.

You may view, download and print material from this website for your own internal reference. You may not otherwise copy, reproduce, republish, distribute, modify or exploit any part of it without our consent.

8.  Links to other websites

This website may link to websites operated by others, including app stores and third-party information providers. We provide those links for convenience. We do not control those websites, we do not endorse them, and we are not responsible for their content, availability or privacy practices, nor for any loss arising from your use of them.

9.  How you may use this website

You agree not to:

• Use the website for any unlawful or fraudulent purpose.
• Attempt to gain unauthorised access to the website, its servers, or any connected system or network.
• Introduce any virus, malware or other harmful code, or otherwise interfere with the workings.
• Systematically extract, scrape or harvest content or data from the website.
• Use the website in a way that could damage, disable or impair it, or interfere with others’ use of it.

We may suspend or terminate your access if we consider that you have breached these Terms.

10.  Security

We apply technical and organisational measures designed to protect this website, but no internet transmission or electronic storage is entirely secure. You are responsible for keeping any credentials issued to you confidential and for the security of the device from which you access the website.

11.  Our trading application

Trade & Invest App is subject to its own terms, which are presented to you when you register for it, and to the client contract governing the underlying service. These Terms of Use apply to this website.

12.  Privacy and cookies

Our Privacy Policy explains what personal data we collect through this website and through our services, why we use it, who we share it with, and what rights you have. Our use of cookies and similar technologies is described in that policy.

13.  Limitation of liability

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under the laws applicable to us, including under the DFSA Rulebook.

Subject to that, we are not liable for any loss or damage arising from your use of, or inability to use, this website, or from reliance on any content on it, including any indirect or consequential loss, loss of profit, loss of business or loss of data.

14.  Complaints

If you are dissatisfied with our services, please contact us using the details below. We have a complaints handling procedure, a copy of which is available on request, which explains how your complaint will be dealt with and the timeframe within which we will respond.

15.  Governing law and jurisdiction

These Terms of Use and any dispute arising out of or in connection with them or with your use of this website are governed by the laws of the Dubai International Financial Centre. The Courts of the Dubai International Financial Centre have exclusive jurisdiction.

16.  Contact us

Apricot Capital (DIFC) Limited

Unit 14-46, Central Park Office Tower, P.O. Box 507412,

Dubai International Financial Centre, Dubai, United Arab Emirates

Email: info@apricotcapital.ae

Telephone: +971 (0) 4 273 4482